Table 40. Education-related debt of doctorate recipients, by sex, citizenship status, ethnicity, and race: 2015
Debt level |
Sex |
Citizenship status |
U.S. citizens and permanent residents |
Male |
Female |
U.S. citizen or permanent resident |
Temporary visa holder |
Hispanic or Latino |
Not Hispanic or Latino |
Ethnicity not reported |
American Indian or Alaska Native |
Asian |
Black or African American |
White |
More than one race |
Other race or race not reported |
Cumulative debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$20,328 |
$26,556 |
$29,988 |
$8,258 |
$36,870 |
$50,210 |
$15,186 |
$62,848 |
$28,086 |
$32,430 |
$30,321 |
$27,051 |
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
14,860 |
55.7 |
11,343 |
50.0 |
14,605 |
43.3 |
11,446 |
74.4 |
779 |
33.4 |
34 |
28.6 |
1,896 |
62.9 |
401 |
18.4 |
10,925 |
44.1 |
373 |
41.5 |
97 |
44.5 |
100 |
51.3 |
$10,000 or less |
2,538 |
9.5 |
1,972 |
8.7 |
2,935 |
8.7 |
1,553 |
10.1 |
243 |
10.4 |
8 |
6.7 |
252 |
8.4 |
165 |
7.6 |
2,161 |
8.7 |
67 |
7.5 |
22 |
10.1 |
17 |
8.7 |
$10,001–$20,000 |
1,919 |
7.2 |
1,562 |
6.9 |
2,830 |
8.4 |
632 |
4.1 |
215 |
9.2 |
5 |
4.2 |
209 |
6.9 |
126 |
5.8 |
2,165 |
8.7 |
80 |
8.9 |
18 |
8.3 |
12 |
6.2 |
$20,001–$30,000 |
1,540 |
5.8 |
1,366 |
6.0 |
2,462 |
7.3 |
433 |
2.8 |
180 |
7.7 |
9 |
7.6 |
175 |
5.8 |
133 |
6.1 |
1,881 |
7.6 |
60 |
6.7 |
14 |
6.4 |
10 |
5.1 |
$30,001–$40,000 |
941 |
3.5 |
863 |
3.8 |
1,534 |
4.6 |
263 |
1.7 |
115 |
4.9 |
5 |
4.2 |
91 |
3.0 |
104 |
4.8 |
1,165 |
4.7 |
42 |
4.7 |
7 |
3.2 |
5 |
2.6 |
$40,001–$50,000 |
814 |
3.1 |
765 |
3.4 |
1,352 |
4.0 |
216 |
1.4 |
98 |
4.2 |
0 |
0.0 |
65 |
2.2 |
105 |
4.8 |
1,021 |
4.1 |
46 |
5.1 |
10 |
4.6 |
7 |
3.6 |
$50,001–$60,000 |
585 |
2.2 |
621 |
2.7 |
1,053 |
3.1 |
150 |
1.0 |
91 |
3.9 |
9 |
7.6 |
48 |
1.6 |
102 |
4.7 |
769 |
3.1 |
25 |
2.8 |
6 |
2.8 |
3 |
1.5 |
$60,001–$70,000 |
516 |
1.9 |
526 |
2.3 |
922 |
2.7 |
116 |
0.8 |
73 |
3.1 |
11 |
9.2 |
45 |
1.5 |
85 |
3.9 |
662 |
2.7 |
35 |
3.9 |
4 |
1.8 |
7 |
3.6 |
$70,001–$80,000 |
410 |
1.5 |
471 |
2.1 |
794 |
2.4 |
79 |
0.5 |
74 |
3.2 |
D |
D |
46 |
1.5 |
79 |
3.6 |
575 |
2.3 |
9 |
1.0 |
D |
D |
4 |
2.1 |
$80,001–$90,000 |
592 |
2.2 |
643 |
2.8 |
1,088 |
3.2 |
140 |
0.9 |
94 |
4.0 |
D |
D |
42 |
1.4 |
131 |
6.0 |
761 |
3.1 |
37 |
4.1 |
D |
D |
10 |
5.1 |
$90,001 or more |
1,953 |
7.3 |
2,555 |
11.3 |
4,126 |
12.2 |
351 |
2.3 |
367 |
15.8 |
28 |
23.5 |
143 |
4.7 |
746 |
34.3 |
2,667 |
10.8 |
125 |
13.9 |
30 |
13.8 |
20 |
10.3 |
Total |
26,668 |
100.0 |
22,687 |
100.0 |
33,701 |
100.0 |
15,379 |
100.0 |
2,329 |
100.0 |
119 |
100.0 |
3,012 |
100.0 |
2,177 |
100.0 |
24,752 |
100.0 |
899 |
100.0 |
218 |
100.0 |
195 |
100.0 |
Graduate debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$12,741 |
$18,191 |
$19,567 |
$5,685 |
$24,405 |
$35,042 |
$9,642 |
$43,337 |
$18,146 |
$20,702 |
$19,352 |
$17,240 |
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
17,523 |
66.4 |
13,392 |
59.7 |
18,903 |
56.6 |
11,851 |
78.2 |
1,072 |
46.5 |
41 |
34.5 |
2,208 |
74.3 |
574 |
26.8 |
14,269 |
58.1 |
497 |
55.8 |
124 |
57.4 |
118 |
61.5 |
$10,000 or less |
2,363 |
9.0 |
1,825 |
8.1 |
2,790 |
8.4 |
1,382 |
9.1 |
238 |
10.3 |
9 |
7.6 |
195 |
6.6 |
173 |
8.1 |
2,076 |
8.5 |
63 |
7.1 |
20 |
9.3 |
16 |
8.3 |
$10,001–$20,000 |
1,375 |
5.2 |
1,139 |
5.1 |
1,938 |
5.8 |
562 |
3.7 |
159 |
6.9 |
8 |
6.7 |
119 |
4.0 |
109 |
5.1 |
1,464 |
6.0 |
55 |
6.2 |
15 |
6.9 |
9 |
4.7 |
$20,001–$30,000 |
990 |
3.8 |
967 |
4.3 |
1,601 |
4.8 |
344 |
2.3 |
131 |
5.7 |
9 |
7.6 |
96 |
3.2 |
126 |
5.9 |
1,178 |
4.8 |
47 |
5.3 |
8 |
3.7 |
6 |
3.1 |
$30,001–$40,000 |
663 |
2.5 |
727 |
3.2 |
1,164 |
3.5 |
220 |
1.5 |
95 |
4.1 |
D |
D |
68 |
2.3 |
107 |
5.0 |
843 |
3.4 |
35 |
3.9 |
D |
D |
8 |
4.2 |
$40,001–$50,000 |
586 |
2.2 |
616 |
2.7 |
984 |
2.9 |
209 |
1.4 |
78 |
3.4 |
D |
D |
37 |
1.2 |
104 |
4.9 |
723 |
2.9 |
25 |
2.8 |
D |
D |
7 |
3.6 |
$50,001–$60,000 |
518 |
2.0 |
570 |
2.5 |
938 |
2.8 |
143 |
0.9 |
93 |
4.0 |
D |
D |
58 |
2.0 |
112 |
5.2 |
641 |
2.6 |
22 |
2.5 |
D |
D |
2 |
1.0 |
$60,001–$70,000 |
377 |
1.4 |
458 |
2.0 |
739 |
2.2 |
91 |
0.6 |
70 |
3.0 |
8 |
6.7 |
26 |
0.9 |
101 |
4.7 |
500 |
2.0 |
26 |
2.9 |
6 |
2.8 |
2 |
1.0 |
$70,001–$80,000 |
337 |
1.3 |
458 |
2.0 |
720 |
2.2 |
71 |
0.5 |
55 |
2.4 |
D |
D |
38 |
1.3 |
98 |
4.6 |
503 |
2.0 |
15 |
1.7 |
D |
D |
3 |
1.6 |
$80,001–$90,000 |
591 |
2.2 |
694 |
3.1 |
1,144 |
3.4 |
132 |
0.9 |
98 |
4.3 |
10 |
8.4 |
43 |
1.4 |
188 |
8.8 |
760 |
3.1 |
24 |
2.7 |
10 |
4.6 |
11 |
5.7 |
$90,001 or more |
1,062 |
4.0 |
1,578 |
7.0 |
2,467 |
7.4 |
156 |
1.0 |
215 |
9.3 |
14 |
11.8 |
85 |
2.9 |
449 |
21.0 |
1,596 |
6.5 |
81 |
9.1 |
17 |
7.9 |
10 |
5.2 |
Total |
26,385 |
100.0 |
22,424 |
100.0 |
33,388 |
100.0 |
15,161 |
100.0 |
2,304 |
100.0 |
119 |
100.0 |
2,973 |
100.0 |
2,141 |
100.0 |
24,553 |
100.0 |
890 |
100.0 |
216 |
100.0 |
192 |
100.0 |
Undergraduate debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$7,738 |
$8,595 |
$10,623 |
$2,661 |
$12,748 |
$15,168 |
$5,677 |
$20,293 |
$10,103 |
$11,975 |
$11,198 |
$10,342 |
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
18,959 |
71.2 |
15,639 |
69.1 |
20,978 |
62.4 |
13,417 |
87.5 |
1,281 |
55.1 |
64 |
53.8 |
2,283 |
75.9 |
949 |
43.7 |
15,603 |
63.1 |
530 |
59.2 |
135 |
62.2 |
133 |
70.0 |
$10,000 or less |
1,873 |
7.0 |
1,696 |
7.5 |
2,768 |
8.2 |
787 |
5.1 |
254 |
10.9 |
10 |
8.4 |
217 |
7.2 |
229 |
10.6 |
1,953 |
7.9 |
77 |
8.6 |
17 |
7.8 |
11 |
5.8 |
$10,001–$20,000 |
1,883 |
7.1 |
1,656 |
7.3 |
3,124 |
9.3 |
397 |
2.6 |
230 |
9.9 |
13 |
10.9 |
179 |
6.0 |
209 |
9.6 |
2,377 |
9.6 |
88 |
9.8 |
17 |
7.8 |
11 |
5.8 |
$20,001–$30,000 |
1,473 |
5.5 |
1,311 |
5.8 |
2,497 |
7.4 |
277 |
1.8 |
198 |
8.5 |
6 |
5.0 |
145 |
4.8 |
198 |
9.1 |
1,859 |
7.5 |
67 |
7.5 |
18 |
8.3 |
6 |
3.2 |
$30,001–$40,000 |
785 |
2.9 |
747 |
3.3 |
1,356 |
4.0 |
168 |
1.1 |
116 |
5.0 |
9 |
7.6 |
69 |
2.3 |
127 |
5.9 |
970 |
3.9 |
42 |
4.7 |
13 |
6.0 |
10 |
5.3 |
$40,001–$50,000 |
534 |
2.0 |
476 |
2.1 |
901 |
2.7 |
104 |
0.7 |
76 |
3.3 |
D |
D |
39 |
1.3 |
124 |
5.7 |
623 |
2.5 |
25 |
2.8 |
D |
D |
7 |
3.7 |
$50,001–$60,000 |
346 |
1.3 |
336 |
1.5 |
614 |
1.8 |
66 |
0.4 |
49 |
2.1 |
5 |
4.2 |
20 |
0.7 |
90 |
4.1 |
420 |
1.7 |
25 |
2.8 |
2 |
0.9 |
3 |
1.6 |
$60,001–$70,000 |
224 |
0.8 |
212 |
0.9 |
397 |
1.2 |
34 |
0.2 |
33 |
1.4 |
D |
D |
18 |
0.6 |
69 |
3.2 |
257 |
1.0 |
D |
D |
2 |
0.9 |
1 |
0.5 |
$70,001–$80,000 |
135 |
0.5 |
145 |
0.6 |
253 |
0.8 |
25 |
0.2 |
17 |
0.7 |
D |
D |
D |
D |
33 |
1.5 |
180 |
0.7 |
D |
D |
4 |
1.8 |
1 |
0.5 |
$80,001–$90,000 |
190 |
0.7 |
195 |
0.9 |
341 |
1.0 |
36 |
0.2 |
37 |
1.6 |
D |
D |
11 |
0.4 |
62 |
2.9 |
209 |
0.8 |
14 |
1.6 |
D |
D |
4 |
2.1 |
$90,001 or more |
212 |
0.8 |
223 |
1.0 |
407 |
1.2 |
28 |
0.2 |
34 |
1.5 |
D |
D |
D |
D |
80 |
3.7 |
260 |
1.1 |
11 |
1.2 |
4 |
1.8 |
3 |
1.6 |
Total |
26,614 |
100.0 |
22,636 |
100.0 |
33,636 |
100.0 |
15,339 |
100.0 |
2,325 |
100.0 |
119 |
100.0 |
3,008 |
100.0 |
2,170 |
100.0 |
24,711 |
100.0 |
896 |
100.0 |
217 |
100.0 |
190 |
100.0 |