Bookmark and Share

Table 40. Education-related debt of doctorate recipients, by sex, citizenship status, ethnicity, and race: 2015

Debt level Sex Citizenship status U.S. citizens and permanent residents
Male Female U.S. citizen or permanent resident Temporary visa holder Hispanic or Latino Not Hispanic or Latino Ethnicity not reported
American Indian or Alaska Native Asian Black or African American White More than one race Other race or race not reported
Cumulative debt
Mean $20,328 $26,556 $29,988 $8,258 $36,870 $50,210 $15,186 $62,848 $28,086 $32,430 $30,321 $27,051
Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent
No debt 14,860 55.7 11,343 50.0 14,605 43.3 11,446 74.4 779 33.4 34 28.6 1,896 62.9 401 18.4 10,925 44.1 373 41.5 97 44.5 100 51.3
$10,000 or less 2,538 9.5 1,972 8.7 2,935 8.7 1,553 10.1 243 10.4 8 6.7 252 8.4 165 7.6 2,161 8.7 67 7.5 22 10.1 17 8.7
$10,001–$20,000 1,919 7.2 1,562 6.9 2,830 8.4 632 4.1 215 9.2 5 4.2 209 6.9 126 5.8 2,165 8.7 80 8.9 18 8.3 12 6.2
$20,001–$30,000 1,540 5.8 1,366 6.0 2,462 7.3 433 2.8 180 7.7 9 7.6 175 5.8 133 6.1 1,881 7.6 60 6.7 14 6.4 10 5.1
$30,001–$40,000 941 3.5 863 3.8 1,534 4.6 263 1.7 115 4.9 5 4.2 91 3.0 104 4.8 1,165 4.7 42 4.7 7 3.2 5 2.6
$40,001–$50,000 814 3.1 765 3.4 1,352 4.0 216 1.4 98 4.2 0 0.0 65 2.2 105 4.8 1,021 4.1 46 5.1 10 4.6 7 3.6
$50,001–$60,000 585 2.2 621 2.7 1,053 3.1 150 1.0 91 3.9 9 7.6 48 1.6 102 4.7 769 3.1 25 2.8 6 2.8 3 1.5
$60,001–$70,000 516 1.9 526 2.3 922 2.7 116 0.8 73 3.1 11 9.2 45 1.5 85 3.9 662 2.7 35 3.9 4 1.8 7 3.6
$70,001–$80,000 410 1.5 471 2.1 794 2.4 79 0.5 74 3.2 D D 46 1.5 79 3.6 575 2.3 9 1.0 D D 4 2.1
$80,001–$90,000 592 2.2 643 2.8 1,088 3.2 140 0.9 94 4.0 D D 42 1.4 131 6.0 761 3.1 37 4.1 D D 10 5.1
$90,001 or more 1,953 7.3 2,555 11.3 4,126 12.2 351 2.3 367 15.8 28 23.5 143 4.7 746 34.3 2,667 10.8 125 13.9 30 13.8 20 10.3
Total 26,668 100.0 22,687 100.0 33,701 100.0 15,379 100.0 2,329 100.0 119 100.0 3,012 100.0 2,177 100.0 24,752 100.0 899 100.0 218 100.0 195 100.0
Graduate debt
Mean $12,741 $18,191 $19,567 $5,685 $24,405 $35,042 $9,642 $43,337 $18,146 $20,702 $19,352 $17,240
Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent
No debt 17,523 66.4 13,392 59.7 18,903 56.6 11,851 78.2 1,072 46.5 41 34.5 2,208 74.3 574 26.8 14,269 58.1 497 55.8 124 57.4 118 61.5
$10,000 or less 2,363 9.0 1,825 8.1 2,790 8.4 1,382 9.1 238 10.3 9 7.6 195 6.6 173 8.1 2,076 8.5 63 7.1 20 9.3 16 8.3
$10,001–$20,000 1,375 5.2 1,139 5.1 1,938 5.8 562 3.7 159 6.9 8 6.7 119 4.0 109 5.1 1,464 6.0 55 6.2 15 6.9 9 4.7
$20,001–$30,000 990 3.8 967 4.3 1,601 4.8 344 2.3 131 5.7 9 7.6 96 3.2 126 5.9 1,178 4.8 47 5.3 8 3.7 6 3.1
$30,001–$40,000 663 2.5 727 3.2 1,164 3.5 220 1.5 95 4.1 D D 68 2.3 107 5.0 843 3.4 35 3.9 D D 8 4.2
$40,001–$50,000 586 2.2 616 2.7 984 2.9 209 1.4 78 3.4 D D 37 1.2 104 4.9 723 2.9 25 2.8 D D 7 3.6
$50,001–$60,000 518 2.0 570 2.5 938 2.8 143 0.9 93 4.0 D D 58 2.0 112 5.2 641 2.6 22 2.5 D D 2 1.0
$60,001–$70,000 377 1.4 458 2.0 739 2.2 91 0.6 70 3.0 8 6.7 26 0.9 101 4.7 500 2.0 26 2.9 6 2.8 2 1.0
$70,001–$80,000 337 1.3 458 2.0 720 2.2 71 0.5 55 2.4 D D 38 1.3 98 4.6 503 2.0 15 1.7 D D 3 1.6
$80,001–$90,000 591 2.2 694 3.1 1,144 3.4 132 0.9 98 4.3 10 8.4 43 1.4 188 8.8 760 3.1 24 2.7 10 4.6 11 5.7
$90,001 or more 1,062 4.0 1,578 7.0 2,467 7.4 156 1.0 215 9.3 14 11.8 85 2.9 449 21.0 1,596 6.5 81 9.1 17 7.9 10 5.2
Total 26,385 100.0 22,424 100.0 33,388 100.0 15,161 100.0 2,304 100.0 119 100.0 2,973 100.0 2,141 100.0 24,553 100.0 890 100.0 216 100.0 192 100.0
Undergraduate debt
Mean $7,738 $8,595 $10,623 $2,661 $12,748 $15,168 $5,677 $20,293 $10,103 $11,975 $11,198 $10,342
Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent Number Percent
No debt 18,959 71.2 15,639 69.1 20,978 62.4 13,417 87.5 1,281 55.1 64 53.8 2,283 75.9 949 43.7 15,603 63.1 530 59.2 135 62.2 133 70.0
$10,000 or less 1,873 7.0 1,696 7.5 2,768 8.2 787 5.1 254 10.9 10 8.4 217 7.2 229 10.6 1,953 7.9 77 8.6 17 7.8 11 5.8
$10,001–$20,000 1,883 7.1 1,656 7.3 3,124 9.3 397 2.6 230 9.9 13 10.9 179 6.0 209 9.6 2,377 9.6 88 9.8 17 7.8 11 5.8
$20,001–$30,000 1,473 5.5 1,311 5.8 2,497 7.4 277 1.8 198 8.5 6 5.0 145 4.8 198 9.1 1,859 7.5 67 7.5 18 8.3 6 3.2
$30,001–$40,000 785 2.9 747 3.3 1,356 4.0 168 1.1 116 5.0 9 7.6 69 2.3 127 5.9 970 3.9 42 4.7 13 6.0 10 5.3
$40,001–$50,000 534 2.0 476 2.1 901 2.7 104 0.7 76 3.3 D D 39 1.3 124 5.7 623 2.5 25 2.8 D D 7 3.7
$50,001–$60,000 346 1.3 336 1.5 614 1.8 66 0.4 49 2.1 5 4.2 20 0.7 90 4.1 420 1.7 25 2.8 2 0.9 3 1.6
$60,001–$70,000 224 0.8 212 0.9 397 1.2 34 0.2 33 1.4 D D 18 0.6 69 3.2 257 1.0 D D 2 0.9 1 0.5
$70,001–$80,000 135 0.5 145 0.6 253 0.8 25 0.2 17 0.7 D D D D 33 1.5 180 0.7 D D 4 1.8 1 0.5
$80,001–$90,000 190 0.7 195 0.9 341 1.0 36 0.2 37 1.6 D D 11 0.4 62 2.9 209 0.8 14 1.6 D D 4 2.1
$90,001 or more 212 0.8 223 1.0 407 1.2 28 0.2 34 1.5 D D D D 80 3.7 260 1.1 11 1.2 4 1.8 3 1.6
Total 26,614 100.0 22,636 100.0 33,636 100.0 15,339 100.0 2,325 100.0 119 100.0 3,008 100.0 2,170 100.0 24,711 100.0 896 100.0 217 100.0 190 100.0